ATM FRAUD VIDEO -BE CAREFUL

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NON COMPLIANCE OF CIC ORDERS - HIGH COURT ORDER

Date: 28-02-2016                                                                   By email

To,

Secretary,

Central Information Commission, New Delhi

secy-cic@nic.in

Dear Sir,

Subject:  Non-compliance of CIC Orders - Suggestions

I invite your kind attention to my emailed letters dated 14-02-2016 addressed to you, dated 10-06-2014 [addressed to Director-RTI, DoPT with copy to then CIC] and dated 09-08-2013 [addressed to then CIC] on the above issue.

I am now attaching order dated 14-01-2016 of Hon’ble High Court of Delhi in WP [C] No. 5251/2014, with a request to expedite the matter.

Yours faithfully,

J P Shah

Copy to:

Under Secretary- RTI,  DoPT,  GoI, New Delhi

Email ID: usrti-dopt@nic.in

RTI TO RBI ON JUDGEMENT DATED 16-12-2016 OF SUPREME COURT

                            THE RIGHT TO INFORMATION ACT 2005

                          APPLICATION FOR OBTAINING INFORMATION                            

Date:  19-02-2016   

On line  filed on 23-02-2016

To,

Central Public Information Officer,                   

Reserve Bank of India. RIA Division,

Mumbai

1. Name of the Applicant: J. P. Shah

2. Full Address: B-12 Amrapali, Gandhigram, Junagadh [Guj] 362001

Cell: 09924106490 email: jpshah50@yahoo.co.in.

3. Particulars of information required:

Please provide me following information in connection with judgement dated 16-12-2015 of Hon’ble Supreme Court of India, in the matter of transferred case [Civil] No. 91/2015 RBI v/s Jayantilal N. Mistry and other transferred cases {Civil No. 92/2015 to 101/2015 covered by this judgement:

3.1 Date of receipt of judgement copy by RBI and inward number

3.2 Details of day to day action taken on judgement from date of receipt of its copy to date of this RTI application.

3.3 Names, designations, departments and email IDs of officers attending this matter at RBI, as per duty list

3.4 Dates when information is supplied as per CIC decisions with RBI reference number to parties mentioned in said judgement.

3.5 In case information is not supplied, reasons on record.

3.6 Present status of compliance with CIC decisions covered by said judgement.

3.7 email ID of first appellate authority for this RTI application.

3.8 Details of online payment of other charges to RBI for this RTI application at bharatkosh.gov.in for non-tax receipts of central govt.

 4. Details of payment of application fee: Rs.10 paid by debit card

.

5. Please rush the information to me by speed/registered post.

6.  I am an Indian citizen. Please reply in English.

7. The information is in larger public interest affecting compliance with judgements by RBI which affect large number of banking public and transparency of working of banks in India.

Signature of Applicant

Non-compliance of CIC Orders - Suggestions

Date: 14-02-2016                                                                   By email

To,

Secretary,

Central Information Commission, New Delhi

secy-cic@nic.in

Dear Sir,

Subject:  Non-compliance of CIC Orders - Suggestions

            I thank you for having taken above issue for discussion in minutes of the meeting of CIC dated 28-01-2016 under agenda No. 3, where in it was decided to put  system in place and monitored. In fact, this issue was also taken up in meeting dated 01-04-2014 [agenda No. 1].  As a citizen interested in good governance as emphasized by Hon’ble Prime Minister I contribute as under, which may kindly be taken into consideration while formulating system:

01. On receipt of non-compliance complaint [NCC] by CIC, separate serial number  [ say suffixed with NCC alphabets or six number digit starting with 100001] should be allotted [ and not treated as regular complaint number filed u/s 18 RTI Act]. NCC should be separately queued up in system of each registry for priority action, monitoring and MIS. At present NCC are being attended and heard like normal complaints filed under section 18, which further delays compliance by nearly  18-24 months, making mockery of RTI.

02. Registry should issue first notice to CPIO with copies to FAA, Head of PA and complainant and give 15 days’ time from date of receipt by CPIO for ensuring compliance under intimation to CIC. This first notice should be mailed / emailed within 10 days of receipt of NCC by CIC. Format of first notice should be fill-in-the-blanks type. I hope at least 75% defaulting CPIOs would comply with orders on receipt of first notice.

03.In first notice itself CPIO should be advised to submit within 15 days of receipt of notice, his explanation for non-compliance within time limit mentioned in original CIC order and why penalty/additional penalty should not be imposed and disciplinary action under service rules be not recommended by CIC. Complainant should be advised to intimate to registry in 30 days of receipt of copy of first notice, by mail or email, if CIC orders are not properly complied.

04. In Gujarat Information Commission [GIC], I had found few years back that on receipt of NCC, GIC would send by post pre-printed notice within 7-10 days to defaulting PIO/FAA/PA, with copy to complainant. Mostly on receipt of such a notice orders of GIC would be complied with. I suggest this should be adopted by CIC as best practice.

05. Since large number of NCC would have piled up at present, separate officer/legal advisor and computer operator should be assigned work of sending first notices as above to clear backlog.

06.  Ld. Information Commissioners should be persuaded to invariably levy penalty on defaulting CPIO in cases of NCC and recommend disciplinary action to govt department. Copy of this order should be mailed/ emailed directly to head of public authority. This will make RTI more effective and over a period of time number  of NCC will be reduced.

07. Email IDs of CPIO, FAA, Head of PA and disbursing officer of CPIO should be ordered to be provided by attending officer at the time of hearing by adding a small para in hearing notice itself, This will enable CIC to communicate by email thereby saving on postal charges, delay, cost and also environment. It will also be part of Digital India program of Central govt. Complainant should be advised to preferably give his email ID in appeal/complaint or at the time of hearing in person/video-conferencing.

08. In case if still non-compliance [including defective compliance] continues, second notice imposing penalty and recommending disciplinary action should be issued after giving hearing in person or through audio/video conferencing.

09. Each Ld IC should review position of NCC at least once in 15 days on a fixed day and corrective steps initiated in his registry.

10. Once CPIOs come to know through print media and social network of effective system for compliance, penalties and disciplinary action, defaulting CPIOs will start compliance before getting even first notice of NCC.

11. Monthly review by you or Chief IC may be undertaken for NCC cases and corrective measures taken.

Yours faithfully,

J P Shah

Copy to:

Under Secretary- RTI, DoPT,  GoI, New Delhi

Email ID: usrti-dopt@nic.in

Safety of ATM Transactions - SUGGESTION TO RBI

Date: 19-04-2015                             by email  and posted on website of RBI

To,

Chief General Manager
Consumer Education and Protection Department
Reserve Bank of India
1st Floor, Amar Building, Sir P.M. Road,

Mumbai-400 001

Email: helpdoc@rbi.org.in

Respected Sir,

Subject: Suggestion for Safety of ATM Transactions

For on line payment by debit/credit cards customers get One Time Password [OTP] on registered mobiles before making payment. I suggest that same system be adopted for ATM cash withdrawals. Customers should send particular SMS message [say “ATM”] from registered mobile to a particular number given by bank. In few minutes customer should get SMS informing him of OTP, which should be valid for 15 minutes. Cash should be dispensed only when OTP is keyed in ATM, in addition to PIN. This will stop ATM frauds by cloning of cards and skimming of PINs.

I handled similar fraud case of my friend and it took one year for SBI to refund the amount, after prolonged correspondence from Branch up to Chairperson, 7 RTI applications and three first appeals. Hence this suggestion.

BOOKING OG GAS CYLINDER

posted at https://ebiz.bpc.co.in/ccs/LPGWeb.faces on 29-09-2015 SUGGESTION No. 934058

At present while booking gas cylinder on mobile, one has to press 1, 2, 3 for language choice etc.  In smart phones, senior citizens get confused to press buttons while on line and call is timed out. Recently it took 5 attempts to book a cylinder on smart phone by me. Hence I suggest that miss call facility [as adopted by banks for knowing balance] be adopted by gas companies, so that with a miss call from registered mobile numbers  cylinder should be booked and SMS sent confirming booking

The Institute of Banking Personnel Selection (IBPS),

       THE RIGHT TO INFORMATION ACT 2005
              APPLICATION FOR OBTAINING INFORMATION                      __________________________________________________________

Date: 04-02-2016     DOFSR/R/2016/50439  05-02-2016         E-filed

To,
Central Public Information Officer

Dept of Financial Services, Ministry of Finance,

GoI, New Delhi

1. Name of the Applicant: J. P. Shah

2. Address:  B-12 Amrapali, Gandhigram, Junagadh  [Gujarat] 362001

                    

3. Particulars of information required:

3.1 The Institute of Banking Personnel Selection (IBPS), Mumbai. has been permitted by the Department of Financial Services, Ministry of Finance, Government of India vide letter no. 10/30/1/2010IR dated 20-09-2010 to conduct Common Recruitment Programme for selection of Clerks and Officers in Public Sector Banks. Please provide me certified photocopy of your letter no. 10/30/1/2010-IR dated 20-09-2010 with file notings for such decision.

3.2 Certified photocopies of correspondence in the matter of IBPS from   21-09-2010 till date of this application from or to MoF

3.3 Email IDs of CPIO and FAA for this application

4. Details of payment of filing fees: Rs.10/- is paid by debit card

5. Please rush the information to me by speed/registered post. I am an Indian citizen. Please reply in English.

6. This application is in larger public interest, since IBPS conducts recruitment tests for public sector banks, insurance companies and other public sector entities in financial sector. This is more so when huge recruitment scams are surfacing in India, depriving large number of deserving youths of career opportunities. Ineligible youths getting recruited due to lack of transparency and IBPS’s dispute about coverage in RTI Act. This affects functioning of governments and citizens suffer. As per website of IBPS in 2014-15 total 1.50 crore candidates appeared for recruitment exams conducted by IBPS.

Signature of Applicant

Institute of Banking Personnel Selection [IBPS]

CICOM/R/2016/50061 dated 01-02-2016

                                        THE RIGHT TO INFORMATION ACT 2005

                                    APPLICATION FOR OBTAINING INFORMATION

                         

Date: 01-02-2016                                                                             e-filed to CIC

To,                                                                                                                                                   Nodal Central Public Information Officer

Central Information Commission,

New Delhi - 110 066

1. Name of Applicant: J. P. Shah

2. Address:

B-12 Amrapali, Gandhigram, Junagadh [Guj] 362001.

Email: jpshah50@yahoo.co.in Cell: 09924106490

3. Particulars of information required:

Background: Hon’ble High Court of Delhi has remanded to CIC matter relating to whether Institute of Banking Personnel Selection [IBPS for brevity], IBPS House, 90 feet, D. P. Road, Near Thakur Polytechnic, Kandivali East, Mumbai-400101 is a public authority under RTI Act or not, as under:

A] CIC decision No. CIC/DS/A/2011/000802 dated 09-01-2012 by order dated 15-10-2014 in WP[C] 1384/2012-IBPS V/S CIC

B] CIC decision dated 13-01-2012 in appeals No. CIC/SM/A/2010/000873, CIC/SM/C/2009/000200,CIC/SM/C/2010/000655, 000903, 001190, 000897, 001192, 000921,CIC/SM/C/2011/ 000344, 000459, 000348, 000253, 000274, 000355, 001141,001123, 000566 through order dated 15-10-2014 in WP[C] 3658/2012-IBPS V/S CIC.

In this connection please provide me following information:

3.1 Date of receipt of copies of above judgements dated 15-10-2014 of Hon’ble High Court of Delhi and inward numbers.

3.2 Details of date-wise action taken by CIC on this issue and orders of Hon’ble High Court of Delhi.

3.3 Present status of compliance of court orders dated 15-10-2014

3.4 In case no action is taken as yet on orders of Court, reasons on record [section 4.1.d] with name and designation of officer of CIC responsible for non-compliance.

3.5 In case decision is taken by CIC, certified copy of decision in both cases.

3.6 Certified photocopies of file notings.

3.7 Procedure for a Indian citizen to be intervener in decision process of CIC on this issue.

3.8 Email ID and official mobile number of CPIO and FAA applicable to this RTI application.

3.9 Registry of CIC which handles such matter.

4. Payment of filing fees: Rs.10 is paid by debit card

5. Please rush the information to me by speed/registered post or email. I am an Indian citizen. Please reply in English.

6. This application is in larger public interest, since IBPS conducts recruitment tests for public sector banks, insurance companies and other public sector entities in financial sector. This is more so when huge recruitment scams are surfacing in India, depriving large number of deserving youths of career opportunities. Ineligible youths getting recruited due to lack of transparency and dispute about coverage in RTI Act. This affects functioning of governments and citizens suffer. As per website of IBPS in 2014-15 total 1.50 crore candidates appeared for recruitment exams conducted by IBPS.

J P Shah